Available on Android · iOS coming soon

Split expenses.
Stay fair.

WiseSplitter handles the messy maths of group trips — family getaways, friend outings, and everything in between. 6 smart split types. UPI payments built in.

Download Free See Features
WiseSplitter
Hey, Rahul 👋
2 active trips
Active
2
Owed to you
₹1,240
● ACTIVE · GOA TRIP 2025
Goa Trip 2025
₹28,450 spent
→ OPEN
M
Manali June
3 families · ₹12,800

DROP SCREENSHOT

ACTIVE
Goa Trip
2025.
Total Spent
₹28,450
Expenses
14
Recent Expenses
Hotel Leela
PER FAMILY Hotel
₹4,800
Dinner — Fisherman's Wharf
PER MEMBER Restaurant
₹2,150

DROP SCREENSHOT

● Settlement
Who pays whom
P
Patel Family
+₹2,340 owed
NET +
S
Sharma Family
−₹1,750 owes
NET −
To settle
Sharma → Patel ₹1,750
Mark Paid
Pay via UPI ↗

DROP SCREENSHOT

OTP-only login — no passwords
UPI payments — direct, peer-to-peer
Free tier — 3 events, all split types
Built for families & friend groups
Core Features

Everything your group
actually needs.

No bloat. No subscriptions for basics. Just the tools to split wisely, settle cleanly, and move on.

Family Group Mode

Multi-family trips with a head per household. One person settles on behalf of their whole family. Age-tiered splits for adults, seniors, and children.

Adults Seniors Children HEAD badges

Friend Group Mode

Individual participants split equally or by custom criteria. Add friends via name + phone. Identify yourself with "This is me" for an instant personal balance view.

Per head Uniform ME chip

6 Smart Split Types

From simple per-family splits to age-tiered rates, fractional units, and advance pre-payments. One dropdown picks the right type.

PER FAMILY PER HEAD PER MEMBER ADVANCE PER UNIT UNIFORM

Auto Expense Categories

25 categories auto-tagged the moment you save an expense — Hotel, Flights, Restaurant, Fuel, Activities, and more. No manual tagging needed. Works offline, always free.

Hotel Restaurant Flights Activities

UPI Payments Built In

Add a UPI ID to each family or participant. One tap opens GPay, PhonePe, Paytm — whichever UPI app they have. QR codes for sharing. WiseSplitter never touches your money.

Pro feature · India only

Minimum-Transaction Settlement

Greedy algorithm minimises the number of transfers. Instead of everyone paying everyone, the engine finds the fewest possible transactions to zero out all balances.

Validated · advances handled correctly

PDF Reports & Share Links

Export a full settlement report as a Midnight Masala-styled PDF. Share a read-only link so participants can see — and pay — without installing the app.

Pro feature

Smart Suggestions

Adding a family you've travelled with before? One tap pre-fills the family name and all members. Same for friends. Your history works for you.

Close Event Flow

When everyone's settled, close the event. A final summary card shows total spent, category breakdown, and the settlement list — ready to share or archive.

How It Works

A split type for
every situation.

PER FAMILY

Manual per-family

Enter a custom amount for each family. Hotel with different room types? Business class for some? Handle it exactly.

Patel Family → ₹5,200
Sharma Family → ₹4,800
Gupta Family → ₹4,800
PER HEAD

Total ÷ headcount

Enter the total bill, select which families participated. Divided equally by the number of heads across selected families.

Total: ₹6,000 ÷ 12 pax
= ₹500 per person
PER MEMBER

Age-tiered rates

Set different rates for Adults, Seniors, and Children. Ideal for entry tickets, activity packages, and cruises that price by age.

Adult: ₹1,200
Senior: ₹900
Child: ₹600
UNIFORM

Same for everyone

One flat amount applied equally to every selected family or participant. Great for shared subscriptions, entry fees, and fixed-rate bookings.

ADVANCE

Pre-payment / advance

Someone paid a booking deposit upfront. Record it as an advance — the settlement engine distributes it correctly to keep all balances accurate.

PER UNIT

Fractional quantities

Enter decimal quantities per family (e.g. 1.5 rooms, 2.5 AC units). Total bill ÷ sum of units = rate per unit. Handles odd splits cleanly.

Patel: 2 units, Sharma: 1.5
= auto rate × your units
Settlement Engine

Minimum transfers.
Maximum clarity.

Our greedy min-transaction algorithm crunches everyone's paid vs owed totals and spits out the smallest possible list of transfers. 5 families could need 4 transactions instead of 20.

  • Advance payments balanced automatically
  • Mark each transaction Paid manually
  • One-tap UPI payment for each transfer (Pro)
  • Category breakdown on the Close Event report
Try It Free
Settlement — Goa Trip 2025
ACTIVE
S
Sharma → Patel
Pay ₹1,750.00
Mark Paid
Pay UPI ↗
G
Gupta → Patel
Pay ₹890.00
✓ PAID
Spend by category
Hotel
Food
Travel
Activity
↓ PDF
⎋ Share
Close Event

DROP SETTLEMENT SCREENSHOT

Pricing

Free where it matters.
Pro for power users.

Free tier
₹0
Always free — no credit card.
  • Up to 3 active events
  • All 6 split types
  • Up to 6 families / 10 members
  • Minimum-transaction settlement
  • Auto expense categories (25 types)
  • OTP login (email + phone)
  • PDF export
  • Share link & participant view
  • UPI Pay Now + QR
Download Free
Available Now

Your next trip,
split wisely.

Free to download. Free to use. No ads. No credit card.

No ads, ever UPI: peer-to-peer, we never touch funds Android 8+ supported